Pet Care

Pet Care  » Pet Insurance is it a viable option?

Pet Insurance is it a viable option?

Did you know that pet insurance has been around for 15 to 20

years? The fact is, not many people are aware of this great

product. Unfortunately, availability has been limited and some

restrictions on policies have made it prohibitive in a lot of

cases. However, things have changed for the better in the pet

insurance industry. Pet owners are now able to provide their pet

with a level of care that has been very expensive before now. In

the past, any veterinary costs incurred by the pet owner

including such items as preventative and routine care, disease

conditions and emergency treatment were simply out-of-pocket

expenses.

Pet health policies which are similar to human insurance

policies vary from company to company. Everything from annual

premiums, different coverage plans and deductibles vary so it

certainly pays to do your homework in this area. They base their

plans on the species, age, lifestyle of the pet, (indoor cat

versus and outdoor cat), pre-existing conditions and more. Most

companies start policies at age 6-8 weeks, some with age limits

and some without.

As for pre-existing medical conditions, some companies allow

coverage if the animal is controlled or is stable, (usually

after a waiting period of 6 months). Some insurance companies

will refuse an animal all together and will depend on its

current conditions, and will definitely refuse to cover the pet

Today's Popular Articles

• To our animal friends, have we gone too far?

• Animal Behavior: What is My Dog Saying?

if it has a terminal illness. Annual deductibles run around $100

a year, and policy costs vary widely depending on the different

packages you choose. Some packages are comprehensive and can

even include such items as vaccinations, routine care,

medications and more. Some insurance plans only cover accident

and illness. You are best advised to shop around for your best

deal pet insurance. Remember to use the internet, it is your

best source of information.

Terry Price is a regular author to

http://www.pet-supply-discount.com/102-pet-insurance.html where

you will find many merchants of pet insurance.

About the author:

None